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Lifeinsurance premiums are determined through a process called “underwriting.” In short, the company slots your personal information — age, health, family history, occupation, etc. — into a complex mathematical formula that (as grim as it sounds). FEGLI Rates vs Private Life Insurance Rates In contrast, term lifeinsurancerates are fixed for the term. Age 50 is when government employees will start noticing a big difference in FEGLI life Life Insurance Rates by Age – What Does Life Insurance Cost? Learn the basics about how lifeinsurance is priced and what the implications are for you. Life Insurance Rates: Compare Life Insurance Quotes Get the best lifeinsurancerates directly from top agencies. Save money on lifeinsurance by making companies compete for your business. Life Insurance Quote - Compare & Save On Life Insurance LifeInsurance Quote varies depending on the type of life policy and its coverage benefits. 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