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A paydayloan is a small, unsecured, high interest, short-term cash loan. In most cases, consumers write a post-dated, personal check for the advance

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You can still come in and pay your loan off in cash, but we only issue funds directly to your bank account via ACH or wire.

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Within 10 days of me filing my complaint with the Consumer Financial Protection Bureau, I got a response from Castle Payday stating that "By electronically signing the loan agreement, you agreed to abide by its terms, including the repayment schedule." The very next paragraph however read.

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The requirements of same daypaydayloans are , you must be at least eighteen years of age and have a job. You also need a bank account.

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Others in the payday lending market include QuickQuid, which has been offering short-term loans to Britons online for more than a decade, and London-based Sunny. The FCA said lenders offering expensive short-term credit must review their current lending processes to make sure they are.

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